Birks Financial Advisors, L.L.C.

James M. Birks
CERTIFIED FINANCIAL PLANNERTM
President
Birks Financial Corp.

 

  Mission Statement:

Provide sound investment and planning advice to individuals and families so that they may enjoy financial independence, security, and a successful retirement.

Successful Retirement Defined
Financial independence, security, peace of mind, enough wealth to last a lifetime, not “having” to work anymore, ability to afford quality medical care when needed—all of which provide you with the same results:

            •  Not having to worry about money, and
            •  Being able to do what you want to do,
               when you want to do it—enjoying the rewards
               that retirement can bring.

The Importance of Sound Retirement Planning & Investment Advice
Preparing for retirement is probably the single most important financial concern most people have today.  Retirement and long-term care costs continue to rise, the future of Social Security is uncertain, and many people have not accumulated the savings they will need to enjoy the retirement lifestyle they deserve.  Starting a plan now is critical!  Once in place, you will be prepared and on course to meet your goal of living a full and secure life in retirement.

We Provide Wise Advice For Your Retirement Money
Your investment portfolio and income strategies are the foundation of your plan and should support your retirement goals.  Long-term investment success requires discipline--this is a lifetime process and we can help you choose the right combination of solutions.   Investing is not an art, it is a science!  We can guide you through the ever increasing and overwhelming body of knowledge using proven tools for investment analysis and experience in portfolio consulting. 

We eliminate the guesswork and worry and advise you regarding your finances and investments so that you can achieve a comfortable level of security now, and gain the confidence that you are prepared for a successful retirement. Our Retirement Consultation is the first step in creating your personalized plan.  Learn more about our process.

Expert Advice
Obtaining sound and valuable retirement planning and investment  advice can pay off immediately.  You will gain confidence in your financial decision-making ability and have peace of mind knowing that you have a plan and are on course.  And when you reach your goals, you’ll be better prepared to face the challenges and enjoy the rewards that retirement can bring. 

James M. Birks, President of Birks Financial Corp., is a CERTIFIED FINANCIAL PLANNERTM professional and a Chartered Retirement Planning CounselorSM with over 20 years experience in Northern Virginia.  He is an independent, fee-based financial advisor whose expertise is helping individuals and families develop a strategy for reaching their goal for a successful and fulfilling retirement.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Contact Us for an Appointment

Consultation Preparation                   

 
Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

More Calculators →

Newsletters

Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

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