Birks Financial Advisors, L.L.C.

James M. Birks
CERTIFIED FINANCIAL PLANNERTM
President
Birks Financial Advisors, LLC

 

  Mission Statement:

Provide sound investment and planning advice to individuals and families so that they may enjoy financial independence, security, and a successful retirement.

Successful Retirement Defined
Financial independence, security, peace of mind, enough wealth to last a lifetime, not “having” to work anymore, ability to afford quality medical care when needed—all of which provide you with the same results:

            •  Not having to worry about money, and
            •  Being able to do what you want to do,
               when you want to do it—enjoying the rewards
               that retirement can bring.

The Importance of Sound Retirement Planning & Investment Advice
Preparing for retirement is probably the single most important financial concern most people have today.  Retirement and long-term care costs continue to rise, the future of Social Security is uncertain, and many people have not accumulated the savings they will need to enjoy the retirement lifestyle they deserve.  Starting a plan now is critical!  Once in place, you will be prepared and on course to meet your goal of living a full and secure life in retirement.

Are You on Course?
Do you have answers to these retirement  and investment questions?

•  When can I retire?
•  How much retirement income will I need?
•  Where will the money come from?
•  Am I currently saving enough?
•  Will inflation erode my nest egg?
•  How should I invest for the future?
•  What can I do to preserve my wealth?
•  How can I better manage my taxes?
•  How can I avoid undue estate taxes?
•  How can I provide for my heirs?

We Provide Wise Advice For Your Retirement Money
Your investment portfolio and income strategies are the foundation of your plan and should support your retirement goals.  Long-term investment success requires discipline--this is a lifetime process and we can help you choose the right combination of solutions.   Investing is not an art, it is a science!  We can guide you through the ever increasing and overwhelming body of knowledge using proven tools for investment analysis and experience in portfolio consulting.  Here are some of the things we consider:

  • A portfolio tailored to your needs that will enhance returns, manage risk and reduce taxes.
  • An optimal return portfolio can be designed with diversification to reduce risk--at any level of market volatility.
  • How to withdraw your assets so you don’t run out by utilizing income strategies such as systematic withdrawals from investment earnings and principal, income from interest and dividends, and factoring in Social Security benefits or a pension plan.
  • When to take Required Minimum Distributions (RMDs).
  • How an Automatic Savings Plan tied to your portfolio can boost your retirement savings.
  • Consider earnings and strategies for IRAs, rollovers, and pension plans.

In summary, we will eliminate the guesswork and worry and advise you regarding your finances and investments so that you can achieve a comfortable level of security now, and gain the confidence that you are prepared for a successful retirement. Our Successful Retirement Consultation is the first step in creating your personalized plan.  Learn more about our process.

Expert Advice
Obtaining sound and valuable retirement planning and investment management advice can pay off immediately.  You will gain confidence in your financial decision-making ability and have peace of mind knowing that you have a plan and are on course.  And when you reach your goals, you’ll be better prepared to face the challenges and enjoy the rewards that retirement can bring. 

James M. Birks, President of Birks Financial Advisors, LLC, is a CERTIFIED FINANCIAL PLANNERTM professional and a Chartered Retirement Planning CounselorSM with over 20 years experience in Northern Virginia.  He is an independent, fee-based financial advisor whose expertise is helping individuals and families develop a strategy for reaching their goal for a successful and fulfilling retirement.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Contact Us for an Appointment

Consultation Preparation                   

 
Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

More Calculators →

Newsletters

Patching the Alternative Minimum Tax

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