Successful Retirement Process

INVEST IN SOUND INFORMATION

Investing an hour of your time now for a Successful Retirement Consultation can pay off immediately.  You will gain confidence in your financial decision-making ability and have peace of mind knowing that you have a plan and are on course.  And when you reach your goals, you'll be better prepared to face the challenges and enjoy the rewards that retirement can bring.

Our unique Successful Retirement^TM  process will provide you with a “financial roadmap” for achieving a secure retirement as well as helping you to get the answers to your most important retirement questions:

•  Getting organized–What do you have to work with now?
•  Where are you headed?–How much are you saving and
    spending?
•  What’s important about money to you?
•  When do you hope to retire?
•  What are your retirement goals (not sure, then what should
    they be)?
•  Be realistic–How much income will you need in retirement?
•  How do you prioritize your goals?
•  What are the risks to your plan (death of a spouse, long-
    term health care, estate taxes, and adequate health
    insurance to 65)?
•  How do you develop an action plan to realize the retirement
    you desire?

This Consultation Will Show You How To:

STEER CLEAR OF ROADBLOCKS
You'll learn about common roadblocks to retirement planning success and how to avoid them—such as taxes, inflation, lack of knowledge, inadequate planning, and failure to take action.

ACQUIRE SOUND INFORMATION
Sound information about proven financial strategies will give you the background and perspective you need to make good retirement decisions. You'll be more confident and decisive about what you want and the options you have.

FOCUS YOUR GOALS
This private consultation is designed to lead you step-by-step through the retirement planning process.  You'll learn how to formulate realistic goals based on your individual retirement needs, risk tolerance, and length of time to retirement.

WHY YOU SHOULD TAKE ACTION

Starting now is important.  Remember when being a “millionaire” was a big deal?  Now, it is a necessity.  Determine where you stand.

Procrastination is the single biggest reason people fall short of achieving their retirement goals.  After completing this private consultation, you'll be ready to start taking steps immediately to improve your overall retirement picture.

MONTHLY RETIREMENT NEWSLETTER
Our newsletter addresses a wide range of financial topics on a monthly basis of interest to retirees and pre-retirees.  Articles are written in an easy-to-read style providing practical ideas about how to meet changing financial goals and make retirement dollars go further.

 
FINANCIAL ORGANIZER
Use this valuable tool to prepare for your private  Successful Retirement Consultation.

 
The private Retirement Consultation is conducted by James M. Birks, CFP^®, Chartered Retirement Planning Counselor^SM, and President of Birks Financial Advisors, LLC.

CONSULTATION PREPARATION